Drive Safe and Save Money

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What if I told you that there is an app that will reward your safe driving habits with savings? Like actual dollars each month!

MercuryGO is an awesome app that I’ve been using the past month which gives me lots of helpful feedback about my driving and can reward me with savings! We’ve been shopping around for a deal and/or extra savings as we are about to add a teenage driver.

Mercury Insurance offers this app that we are looking into! The usage-based insurance MercuryGO app, that I have been using is now available to drivers in Texas, to help improve driving skills and traffic safety. Basically, it acts as a virtual driving coach, providing skill scores that give real-time feedback about driving behavior. Mercury auto insurance policy holders who enroll to use the app immediately receive a 5% participation discount and teen drivers will receive up to a 10% discount. Hello savings! On top of that… when MercuryGO users renew their policies, they could receive a discount of up to 40% in addition to their participation discount, depending upon their driving score. That’s easy motivation to drive more safely!

Here is how it works! Mercury auto insurance customers who enroll in MercuryGO, and download and activate the app, will have a driving skill score generated every time their car is on the move. This score is calculated based on categories that are closely correlated with crashes: excessive speeding, hard braking, distracted driving (i.e., phone motion and screen interaction), and road type. You can also tell the app if you are a passenger or a driver.

Since, I have a daughter who turned 15 in March, she has been doing a lot of the driving to learn practical skills as she works towards getting her license. It’s fun to look at the app when I am logged in as the passenger to compare our skills. She thinks she is a great driver, and for the most part she is, but the app is helping us see some areas where she could improve a bit.

Below are some screen shots from my driving scores when I take the wheel:

 

As you can see phone usage is an issue for me. I like to look at my phone at stop lights and am not great at putting it back down when the light turns green. I hold it in my hand (not looking at it) until the next stop light. I can clearly see that having my phone in my hand is not a great idea and I need to do better on this!  I now can see how much of an issue this is and will be purchasing a dash mount for it.

Benefits that MercuryGO provides include:

• A sharing option for families, which allows all participating drivers to see who is the safest.
• The ability for parents to receive real-time feedback about their teen’s driving behavior, including when, where and how fast they’re traveling.
• Licensed teen drivers, 18 years and younger, who are registered for MercuryGO will instantly
receive a 10% participation discount on auto insurance.
• The opportunity to earn up to an additional 40% discount at renewal.

Are you ready to save? Click on over for your quote on auto insurance and check out the app!

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Comments

  1. This is a great app for everyone! We can save and it can protect us at the same time 🙂
    Thanks for sharing this!

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